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Affordable Furniture Financing Solutions

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At Barebones Furniture, we believe all of our customers deserves beautiful furniture without the financial burden. That’s why we offer convenient financing options to help you own the furniture you love on a payment plan that fits your wallet.

Reasons to Finance with Barebones

Furniture is a big investment, and we know that upfront costs can be difficult. By offering financing, Barebones Furniture provides a smart way to purchase the home essentials you want in a manageable way. Our financing options are designed with you in mind, offering affordable payments and tailored options.

  • Low Monthly Payments: Break down the cost of your investment into affordable monthly payments.
  • Quick and Easy Approval: Our hassle-free application process means you’re ready to have your new furniture without delay.
  • Tailored Financing Plans: Choose a payment plan that works for your budget.

Learn more about our quality furniture and see how our financing options make designing worry-free.

Customized Payment Plans for Every Budget

At Barebones Furniture, we provide financing plans to help you bring home the furnishings you want. From a full room renovation or unique pieces, our financing partners offer competitive rates to suit varied needs.



Here are a few highlights of our financing options:

  1. No Interest if Paid in Full: Enjoy interest-free financing when you complete your balance within a specified period.
  2. Low APR Financing: Get lower monthly payments on longer payment plans, so you can enjoy your furniture right away without straining your budget.
  3. Deferred Payment Plans: Enjoy your new furniture today with no initial payments required.

Steps to Finance with Barebones

Applying for our financing options is simple and can be done in a few moments.

  1. Browse Our Selection: Start by our varied collection of living room, bedroom, and dining room furniture to find the perfect options.
  2. Choose Your Plan: When you’re ready to check out, review your options for financing to find the perfect fit.
  3. Submit Your Application: Complete the simple online application, and get approved in minutes.

Invest in Your Dream Home with Confidence



Financing with Barebones Furniture isn’t just about purchasing furniture—it’s about building your personal sanctuary. With a variety of payment plans available, you can furnish your living room without the stress of large expenses.

Let Barebones Furniture support you in creating the space you’ve always wanted today. Visit our showroom or shop online to get started.